A suit of armor or a shield with this property normally has a bluish, icy hue or is adorned with furs and shaggy pelts. The armor absorbs the first 20 points of cold damage per attack that the wearer would normally take (similar to the resist energy spell).

Prerequisites: Craft Magic Arms and Armor, resist energy.
Cost to Create: 21,000 gp, 1680 XP, 42 days.