Curse of Ill Fortune

(Complete Divine, DnD 3.5)

Transmutation

Level: ; Blackguard 2; Cleric 2
Components: V, S
Casting Time: 1 standard action
Range: Medium (100 ft. + 10 ft./level)
Target: One living creature
Duration: 1 min./level
Saving Throw: Will negates
Spell Resistance: Yes

You place a temporary curse upon the subject, giving her a -3 penalty on attack rolls, saving throws, ability checks, and skill checks.
Curse of ill fortune is negated by any spell that removes a bestow curse spell.